CLEVELAND, Ohio — Lake Well being entered the insurance coverage market this month by a partnership with Medical Mutual.
Efficient July 1, Lake Well being started providing the Lake Well being Chamber Community HMO product for small companies in Lake County and members of the Mentor Space and Japanese Lake County Chambers of Commerce.
Plans are open to giant companies — these with 51 or extra workers — that belong to the Mentor Space or Japanese Lake County Chambers of Commerce, in addition to to small companies — these with 50 or fewer workers — which have headquarters in Lake County, in line with a information launch.
“The Lake Well being Chamber Community enhances our mission to enhance the well being and well-being of our neighborhood, together with the native workforce,” Cynthia Moore-Hardy, president and CEO of Lake Well being, mentioned in a ready assertion. “By enhancing entry to high-quality main care, this partnership will assist Lake County workers actively handle their well being with the goal of reaching distinctive affected person experiences and excellent scientific outcomes.”
What differentiates the Lake Well being Chamber Community HMO product from different enterprise plans is that it presents entry to an built-in community, mentioned Dino DiSanto, vp of selling and authorities affairs for Lake Well being.
“It’s an open entry product, which means that whereas it’s worthwhile to select a Lake Well being main care supplier, you don’t essentially want a referral to go see a specialist,” DiSanto mentioned.
“This excessive stage of coordinated care interprets to improved well being outcomes, whereas reducing premiums for employers and decreasing out-of-pocket prices for workers,” Richard Wallack, regional vp of the Northeast for Medical Mutual, mentioned in a ready assertion.
Lake Well being’s transfer into the insurance coverage market provides one other supplier to the handful providing insurance coverage merchandise. The Cleveland Clinic in 2017 entered the person insurance coverage market by a three way partnership with Oscar Insurance coverage Corp., a New York-based medical insurance tech startup, known as Cleveland Clinic | Oscar Well being. And Summa Well being has operated an insurance coverage arm, SummaCare, because the 1990s.
DiSanto mentioned Lake Well being has been prepared to supply an insurance coverage product for some time however was ready for there to be demand within the enterprise neighborhood.
“We had been ready for the market to be prepared for this,” DiSanto mentioned.
Concerning the plan
With the Lake Well being Chamber Community HMO, small companies can select from eight ACA-compliant profit plans; giant companies have entry to numerous customary plans; and companies with 100 workers or extra can have personalized plans made. Lake Well being Chamber Community HMO additionally will be supplied alongside the Medical Mutual SuperMed PPO plans, the discharge mentioned.
Companies who enroll may have entry to greater than 375 practitioners at Lake Well being, the system’s 11 services, together with the brand new Beachwood Medical Middle, and three urgent-care facilities, in addition to College Hospitals services and UH Rainbow Infants & Youngsters’s Hospital for tertiary care and providers not out there at Lake Well being, the discharge mentioned. The plans cowl emergency providers at any hospital, even when it’s exterior the community.
On-line Fast Care: Members can entry Lake Well being suppliers on-line for nonemergency providers from 7 a.m. to 11 p.m. on daily basis.
LiveHealthy Membership: Members obtain 40% off the enrollment payment for LiveHealthy, Lake Well being’s medically based mostly health heart on the Brunner Sanden Deitrick Wellness Campus in Mentor.
Occupational Well being Companies: Employers obtain 10% off fee-for-service pricing for occupational well being providers, excluding staff’ compensation.
Integrative Medication Outpatient Companies: Members obtain 10% off Lake Well being’s Integrative Medication outpatient providers, together with therapeutic massage remedy, Reiki, reflexology, diet counseling, wellness teaching and acupuncture providers.